The Greatest Western bank cards — beforehand issued by the First Nationwide Financial institution of Omaha, however closed to new candidates — are again with new advantages and a brand new issuer. The Greatest Western Rewards® Visa Signature® Card and Greatest Western Rewards® Premium Visa Signature® Card at the moment are issued by First Financial institution & Belief and managed by monetary expertise firm Mercury Monetary.
Every card gives rewards on Greatest Western stays and different purchases. Past that, you will additionally get journey and mobile phone protections, elite standing and sign-up bonuses. Nevertheless, the bonus supply quantity you’ll be able to qualify for might fluctuate. You may examine to see whether or not you’re preapproved for the playing cards with out affecting your credit score, and in that case, you’ll see what bonus you’re eligible for.
Right here’s how the 2 playing cards examine:
|
Greatest Western Rewards® Visa Signature® Card |
Greatest Western Rewards® Premium Visa Signature® Card |
|
|---|---|---|
|
Annual payment |
||
|
Bonus gives |
10,000 to 40,000 factors with qualifying spend. |
20,000 to 80,000 factors with qualifying spend. |
|
|
|
|
Elite standing |
Automated Gold standing, which incorporates:
|
Automated Platinum standing, which incorporates:
|
|
Different advantages |
|
|
NerdWallet values Greatest Western factors at about 0.6 cent every. You may redeem Greatest Western factors for lodge bookings, reward playing cards, airline miles and extra. You have to redeem at the least 5,000 factors, and level values can fluctuate based mostly on how you utilize them.
What modified?
In brief, not a lot is totally different for the no-annual-fee model of the Greatest Western bank card, past a slight bump in rewards for staying with Greatest Western. But it surely’s a distinct story for the dearer Greatest Western Rewards® Premium Visa Signature® Card, which did certainly get some notable and invaluable enhancements.
For one factor, that model of the cardboard now earns further rewards on gasoline and groceries, which beforehand earned solely the cardboard’s base price of 2x again. Extra importantly, the premium model additionally now gives a free anniversary evening, in addition to the possibility to earn a second one — perks that may simply offset that card’s annual payment.
